Earn up to £5,000 when you transfer to InvestEngine. T & Cs apply. Tiered bonus. 12 month min investment.
Pension transfers now available from even more providers. Capital at risk. Consider all factors before transferring.
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Rated Excellent on Trustpilot

Powerfully simple investing

Choose fee‑free, award‑winning, simple investing.

Earn up to £5,000* when you transfer to InvestEngine.

*T & Cs apply. Tiered bonus. 12 month min investment.
Consider all factors before transferring.

When you invest, your capital is at risk. ETF costs apply.

Which? Recommended Provider. March 2023, 2025 and 2026.Which? Recommended Provider. March 2023, 2025 and 2026.

3x Which? Recommended Provider

Earn up to £5,000 when you invest with InvestEngine

Top‑up or transfer to InvestEngine and you could earn a bonus of up to £5,000.

T & Cs apply. Capital at risk. Tiered bonus. 12 month min investment. Consider all factors before transferring.

Why InvestEngine?

We don’t believe in high fees, confusing products or noise. We keep it simple with low‑cost, long‑term investing built to help you achieve your goals.

ETFs have spreads and annual charges and come with risks like market volatility, liquidity, and concentration, and may not always accurately track their index. Past performance and forecasts are not reliable indicators of future results. The value of your investments, including any income, can rise or fall. You may get back less than you originally invested.

Some ETF issuers featured on our platform pay InvestEngine a fee for joint marketing activities. These arrangements are commercial in nature and help support the creation and promotion of educational content and ETF investing. All ETFs available on our platform are subject to our standard due diligence process and the arrangements do not influence product placement or the portfolio construction decisions made in discretionary portfolios, which remain aligned to the stated investment strategy and objectives.

We’re proud to offer all this for free

We won’t charge you a penny for DIY investing. So you keep all the money you earn, making a hefty difference over time.

As with most investment platforms, the ETFs in your portfolio will come with low fees from their providers.

Your choice of investments from trusted providers

Offering instant diversification, broad investment choice and low fees, ETFs or Exchange Traded Funds make an excellent choice for investors. Choose yours from leading providers including Invesco, Xtrackers, J.P. Morgan and Vanguard.

Something for every investor

Choose the right account for you. All with zero account or trading fees.

Tax treatment depends on individual circumstances and may be subject to change in the future.

Rated by experts

Hear from the people who know their stuff.

  • Investor's Chronicle. Financial TimeRanges. Celebration of investment awards 2025. 5 star winner. Selective Isa Provider. Investengine.Investor's Chronicle. Financial TimeRanges. Celebration of investment awards 2025. 5 star winner. Selective Isa Provider. Investengine.
  • Which? Recommended Provider. Stocks & shares ISA. March 2026.Which? Recommended Provider. Stocks & shares ISA. March 2026.
  • Winner. Finder Awards 2025. People's choice awards investingWinner. Finder Awards 2025. People's choice awards investing
  • Smart Money PeopleSmart Money People
  • YoutubeYoutube

Simply powerful investing trusted by 100k+ customers

Don’t just take our word for it.
We’re rated Excellent on Trustpilot from 3,490 reviews.

  • Great platform low fees

    Great platform low fees

    Jim Ray
    review
  • Great company.

    Great company.

    Jack Manelski
    review
  • Easy to follow process for opening new…

    Easy to follow process for opening new account and transferring from current provider.

    ALAN
    review
  • One of the best investments i have ever…

    One of the best investments i have ever done!

    Simon lewis
    review
  • Low fees great app

    Low fees, easy to use intuitive app

    Neil Cartledge
    review
  • Easy to use for beginners

    Easy to use for beginners, transparent, no fuss.

    phil smith
    review
  • Brilliant app.

    Brilliant app. best I’ve used to date. Low fees. 18 months now. one stop shop for everything I need to build my wealth.What more do you want.

    Rory Duffy
    review
  • So easy to use and understand

    So easy to use and understand

    Bradley Hill
    review
  • Amazing App

    Amazing App

    Peter Jeffry Mascarenhas
    review
  • Easy to use and low fees

    Easy to use and low fees

    customer
    review
  • Easy to use platform

    Easy to use platform

    Omowale Bello
    review
  • Invest engine has an amazing app

    Invest engine has an amazing app. Super easy to use and very accessible.

    claudia brown
    review
  • Absolutely love InvestEngine, best in class investment broker.

    Absolutely love InvestEngine! I’ve used all the different brokers and InvestEngine truly stands out among the bunch for me. The app’s interface is modern, intuitive and clutter free, everything you need is there and nothing you don’t is not. It isn’t gamified (like some investing apps) or trying to get you to trade CFD’s (Trading…). The app is best in class easily. The website is also really well made and packed full of information, if you’re thinking about signing up to InvestEngine, then i’d recommend having a read‑through of the website! InvestEngine has the gold standard FCA/FSCS protections and investments are safeguarded, so you’re in safe hands.InvestEngine is an ETF (Exchange Traded Fund) platform only (and hopefully it stays that way), so there’s no gambling here, a really sensible, proven way of investing and the main reason I use InvestEngine over other brokers. With ETF’s, you’re buying a basket of stocks and not trying to pick the needle in a haystack (individual stock picking). You can choose the funds you want, set their individual weights within your portfolio and InvestEngine will distribute the cash between the funds based on your preferred weights, or you could just buy into a single ETF, it’s entirely up to you on how you craft your portfolio! Orders made before 14:00 on a working day are executed same day. InvestEngine batches all orders together and processes them at the same time daily. The process order window I have found from past orders has usually been between 14:00 – 15:00 (times may vary), so roughly when US markets are open which is preferred for liquidity reasons, so that’s great and no trying to time the market here! You can setup a savings plan for weekly, fortnightly or monthly buys and InvestEngine will literally do everything for you, though I personally like to do everything manually, but that option is there.If you’re reading this, you probably know already that InvestEngine is an entirely FREE investment platform, the only fees you pay are the ETF fees themselves which are set by the fund provider. They offer fractional investing among all the ETF’s they offer (860+ ETF’s at the time of this review), which means anyone could start investing with low amounts of money and not have to buy a whole share which could sometimes cost hundreds or thousands. Unlike mutual funds, ETF’s are not inherently fractional, so for this to be an option is so awesome to see as it allows everyone to get started.InvestEngine offer a managed service at an annual cost of 0.25%, not including the ETF fees, which InvestEngine estimates at 0.11% (according to the website). This is very competitive and ideal for someone who wants a hands‑off approach, managed by people more knowledgeable than themselves. This is how they make money along with interest generated from uninvested cash. This is how InvestEngine can offer the free DIY service.I could continue rambling on, but i’ll leave it here. All the information is on the website so go give it a read. I really would recommend you give InvestEngine a go, you won’t be disappointed. Make the most of the new tax year, good luck! Disclaimer: I have NOT been paid or Incentivized to write this review in any way. I truly have enjoyed my time with InvestEngine so far and felt the need to write a review to hopefully get others started on their investing journey!

    Mark Jerold
    review
  • Easy to set up and transfer funds

    Easy to set up and transfer funds

    Chris Hamilton
    review
  • Very good I honestly love it

    Very good I honestly love it

    Amina Ahmed
    review

Regulated. Protected. Secure.

  • FSCS
    protection

    Cash held in your account is protected by the FSCS. Investments are not protected against market losses.

  • Your money
    is safeguarded

    Client funds are held in segregated accounts at trusted UK banks and custodians.

  • FCA
    regulated

    Authorised and regulated by the Financial Conduct Authority (FRN 801128).

  • Your data
    is secure

    We protect your personal data in line with GDPR using industry‑standard security.

Ask us anything

Need a hand, or got a question? No problem. Our team of experts are here to help. Or we might already have the answer in our Help Centre.

FAQs

Why InvestEngine?

At InvestEngine, we’re here to help you take control of your financial future with confidence.

We believe investing should feel clear, affordable, and empowering. Whether you’re putting money aside for retirement, saving for a big goal, or growing your wealth over the long term, we’ve built our platform to put you in charge.

Our focus is on:

  • Exceptional value — with low fees, commission‑free investing, and no hidden charges
  • Smart automation — to help you stay invested, stay diversified, and stay on track
  • Complete clarity — so you can make confident decisions without unnecessary complexity

From ISAs and SIPPs to General and Business Accounts, we offer a powerful yet simple way to grow your money over time, all designed with long‑term investors in mind.

Unbeatable value
We offer commission‑free investing on a wide range of exchange‑traded funds (ETFs), with no account fees for ISAs, SIPPs and General Investment Accounts. As with most investment platforms, the ETFs in your portfolio will come with low fees from their providers — learn more

Powerful tools and features
Our platform offers a suite of tools designed to make investing easier: ​

  • Savings Plans: Automate your investments with regular contributions.
  • AutoInvest: Ensure your cash is promptly invested according to your strategy.​
  • Portfolio look‑through: Gain insights into the companies, sectors, and regions you’re invested in. ​

Regulated and secure
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA) and is covered by the Financial Services Compensation Scheme (FSCS), providing protection up to £85,000.

Award‑winning service
We’re proud to be recognised as a Which? Recommended Provider for Stocks & Shares ISAs, reflecting our commitment to delivering exceptional value and service. 

Join thousands of investors who trust InvestEngine to help them achieve their financial goals.


 

How to get in touch

At InvestEngine, we’re committed to providing you with prompt and efficient support. Our dedicated Client Services team is here to assist you with any queries or concerns you may have.​

Contacting Us

The best way to reach us is via email at support@investengine.com. Alternatively, you can use our contact form to submit your enquiry.​

We aim to respond to all emails within 2 hours during our operating hours. Please note that response times may be longer during peak periods, such as the end of the tax year.

Operating Hours

Our support team is available during the following times: ​

  • Monday to Friday: 5:30am — 11:00pm​
  • Saturday and Sunday: 7:00am — 10:00pm​

Additional Support

While our primary mode of communication is online, we understand that some situations may require a different approach. If you need additional support, such as assistance over the phone, please let us know via email, and we’ll do our best to accommodate your needs.​

Mailing Address

If you prefer to contact us by post, you can write to us at: ​

InvestEngine (UK) Limited
3rd Floor, Harling House
47 – 51Great Suffolk Street
London
SE1 0BS
United Kingdom

We’re here to help you make the most of your investing journey with InvestEngine.


 

How does InvestEngine make money?

At InvestEngine, we’re committed to offering exceptional value by keeping costs low for our clients. We provide commission‑free investing on our DIY portfolios and a competitively priced managed service (ETF costs apply). Here’s how our business model supports this approach: ​

1. Interest on uninvested Cash

We generate revenue by earning interest on uninvested cash held within client accounts. While this cash doesn’t earn interest for clients, it enables us to maintain our platform without charging fees on DIY portfolios.

2. Managed Portfolio fees*

*Please note, Managed Portfolios are currently unavailable to new clients.

For clients who prefer a hands‑off approach, we offer Managed Portfolios at an annual fee of 0.25% of the portfolio value. This fee covers portfolio construction, monitoring, and rebalancing by our investment team.​ It is important to note that we do not charge a management fee on the cash element of your Managed Portfolio. Instead, we retain all of the interest earned on this cash as part of our charges for managing your portfolio. This means that you will not receive interest on the cash held within your portfolio, and we will retain any interest paid by our banking or custody partners.

3. Partnerships with ETF providers

We have established educational partnerships with leading ETF providers, which include joint marketing arrangements. These collaborations allow us to offer a broad range of investment options and educational content to our clients. ​

4. Operational efficiencies

Our platform is designed for efficiency, utilising automation and streamlined processes. This approach reduces operational costs, enabling us to pass savings on to our clients.​

By combining these revenue streams, we aim to keep fees low and prioritise client value and transparency.


 

How secure is InvestEngine?

At InvestEngine, the security of your money and personal information is central to how we operate. We follow strict regulatory standards and use reliable technology to help keep your account and investments safe.

Your peace of mind matters. We take security seriously and are committed to maintaining a safe, trustworthy platform where you can invest with confidence.

Regulated by the FCA

InvestEngine (UK) Limited is authorised and regulated by the Financial Conduct Authority (FCA) — the UK’s financial services regulator. This means we meet strict requirements for how we manage your money and operate as a business.

You can verify our registration via the FCA’s Firm Checker website, our reference number is 801128.

Covered by the FSCS

We’re a member of the Financial Services Compensation Scheme (FSCS). This means that eligible clients are protected up to £85,000 if InvestEngine were to go out of business.

It’s important to note that this protection applies to cash held in your account — investments are not covered for market losses, as the nature of investments means their value can go down as well as up.

Your money is safeguarded

We never mix your money with our own. Client funds are held in segregated accounts at trusted UK banks and custodians. That means your money remains your own, even in the unlikely event something happened to us.

Data Security

  • Your personal data is stored securely and handled in line with data protection regulations (GDPR).
  • Our platform uses TLS encryption to protect your information when you log in or carry out transactions.
  • We actively monitor our systems and regularly test for vulnerabilities to keep your data safe.

You’re in control

We also give you tools to protect your account:

  • Two‑factor authentication (2FA)
  • Secure account recovery
  • Immediate access to support if something doesn’t look right

Read more about the different protections on your accounts.

Your trust matters to us. We’re continually investing in technology, people, and processes to make sure InvestEngine remains a safe and secure place to grow your money.

Ready to invest?

Let’s build your portfolio, the powerfully simple way.

With investing, your capital is at risk.
ETF costs apply.