ISA, pension, or business account — all with zero platform fees, so you keep more of what you earn.
Rated Excellent on Trustpilot
Powerfully simple investing
Choose fee‑free, award‑winning, simple investing.
When you invest, your capital is at risk. ETF costs apply.
3x Which? Recommended Provider
Why InvestEngine?
We don’t believe in high fees, confusing products or noise. We keep it simple with low‑cost, long‑term investing built to help you achieve your goals.
Choose from our curated range of low‑cost ETFs (Exchange Traded Funds) from big‑name providers.
Choose how much and how often to invest — we’ll take care of the rest.
ETFs have spreads and annual charges and come with risks like market volatility, liquidity, and concentration, and may not always accurately track their index. Past performance and forecasts are not reliable indicators of future results. The value of your investments, including any income, can rise or fall. You may get back less than you originally invested.
Some ETF issuers featured on our platform pay InvestEngine a fee for joint marketing activities. These arrangements are commercial in nature and help support the creation and promotion of educational content and ETF investing. All ETFs available on our platform are subject to our standard due diligence process and the arrangements do not influence product placement or the portfolio construction decisions made in discretionary portfolios, which remain aligned to the stated investment strategy and objectives.
We’re proud to offer all this for free
We won’t charge you a penny for DIY investing. So you keep all the money you earn, making a hefty difference over time.
As with most investment platforms, the ETFs in your portfolio will come with low fees from their providers.
Your choice of investments from trusted providers
Offering instant diversification, broad investment choice and low fees, ETFs or Exchange Traded Funds make an excellent choice for investors. Choose yours from leading providers including Invesco, Xtrackers, J.P. Morgan and Vanguard.
Something for every investor
Choose the right account for you. All with zero account or trading fees.
Stocks & Shares ISA
- Invest tax‑free up to £20k a year
- Withdraw anytime with no fees
Personal pension
- Flexible, tax‑efficient pension investing
- Take control of your retirement
General Investment Account
- Go beyond your ISA allowance
- Withdraw anytime with no fees
Business Account
- Invest idle company cash in low‑risk ETFs
- Make the most of your profits
Tax treatment depends on individual circumstances and may be subject to change in the future.
Transfer your ISA or SIPP to InvestEngine
Stop paying ISA or SIPP fees. We’ll handle the whole transfer for you — for free.
Capital at risk. Before transferring, please consider whether moving your ISA or pension to InvestEngine is right for you. Check any fees or exit charges your existing provider may apply, and whether your current investments would need to be sold and reinvested into ETFs.
Rated by experts
Hear from the people who know their stuff.
Simply powerful investing trusted by 100k+ customers
Don’t just take our word for it.
We’re rated Excellent on Trustpilot from 3,703 reviews.
Regulated. Protected. Secure.
FSCS
protectionCash held in your account is protected by the FSCS. Investments are not protected against market losses.
Your money
is safeguardedClient funds are held in segregated accounts at trusted UK banks and custodians.
FCA
regulatedAuthorised and regulated by the Financial Conduct Authority (FRN 801128).
Your data
is secureWe protect your personal data in line with GDPR using industry‑standard security.
Ask us anything
Need a hand, or got a question? No problem. Our team of experts are here to help. Or we might already have the answer in our Help Centre.
FAQs
Why InvestEngine?
At InvestEngine, we’re here to help you take control of your financial future with confidence.
We believe investing should feel clear, affordable, and empowering. Whether you’re putting money aside for retirement, saving for a big goal, or growing your wealth over the long term, we’ve built our platform to put you in charge.
Our focus is on:
- Exceptional value — with low fees, commission‑free investing, and no hidden charges
- Smart automation — to help you stay invested, stay diversified, and stay on track
- Complete clarity — so you can make confident decisions without unnecessary complexity
From ISAs and SIPPs to General and Business Accounts, we offer a powerful yet simple way to grow your money over time, all designed with long‑term investors in mind.
Unbeatable value
We offer commission‑free investing on a wide range of exchange‑traded funds (ETFs), with no account fees for ISAs, SIPPs and General Investment Accounts. As with most investment platforms, the ETFs in your portfolio will come with low fees from their providers — learn more
Powerful tools and features
Our platform offers a suite of tools designed to make investing easier:
- Savings Plans: Automate your investments with regular contributions.
- AutoInvest: Ensure your cash is promptly invested according to your strategy.
- Portfolio look‑through: Gain insights into the companies, sectors, and regions you’re invested in.
Regulated and secure
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA) and is covered by the Financial Services Compensation Scheme (FSCS), providing protection up to £85,000.
Award‑winning service
We’re proud to be recognised as a Which? Recommended Provider for Stocks & Shares ISAs, reflecting our commitment to delivering exceptional value and service.
Join thousands of investors who trust InvestEngine to help them achieve their financial goals.
How to get in touch
At InvestEngine, we’re committed to providing you with prompt and efficient support. Our dedicated Client Services team is here to assist you with any queries or concerns you may have.
Contacting Us
The best way to reach us is via email at support@investengine.com. Alternatively, you can use our contact form to submit your enquiry.
We aim to respond to all emails within 2 hours during our operating hours. Please note that response times may be longer during peak periods, such as the end of the tax year.
Operating Hours
Our support team is available during the following times:
- Monday to Friday: 5:30am — 11:00pm
- Saturday and Sunday: 7:00am — 10:00pm
Additional Support
While our primary mode of communication is online, we understand that some situations may require a different approach. If you need additional support, such as assistance over the phone, please let us know via email, and we’ll do our best to accommodate your needs.
Mailing Address
If you prefer to contact us by post, you can write to us at:
InvestEngine (UK) Limited
3rd Floor, Harling House
London
SE1 0BS
United Kingdom
We’re here to help you make the most of your investing journey with InvestEngine.
How does InvestEngine make money?
At InvestEngine, we’re committed to offering exceptional value by keeping costs low for our clients. We provide commission‑free investing on our DIY portfolios and a competitively priced managed service (ETF costs apply). Here’s how our business model supports this approach:
1. Interest on uninvested Cash
We generate revenue by earning interest on uninvested cash held within client accounts. While this cash doesn’t earn interest for clients, it enables us to maintain our platform without charging fees on DIY portfolios.
2. Managed Portfolio fees*
*Please note, Managed Portfolios are currently unavailable to new clients.
For clients who prefer a hands‑off approach, we offer Managed Portfolios at an annual fee of 0.25% of the portfolio value. This fee covers portfolio construction, monitoring, and rebalancing by our investment team. It is important to note that we do not charge a management fee on the cash element of your Managed Portfolio. Instead, we retain all of the interest earned on this cash as part of our charges for managing your portfolio. This means that you will not receive interest on the cash held within your portfolio, and we will retain any interest paid by our banking or custody partners.
3. Partnerships with ETF providers
We have established educational partnerships with leading ETF providers, which include joint marketing arrangements. These collaborations allow us to offer a broad range of investment options and educational content to our clients.
4. Operational efficiencies
Our platform is designed for efficiency, utilising automation and streamlined processes. This approach reduces operational costs, enabling us to pass savings on to our clients.
By combining these revenue streams, we aim to keep fees low and prioritise client value and transparency.
How secure is InvestEngine?
At InvestEngine, the security of your money and personal information is central to how we operate. We follow strict regulatory standards and use reliable technology to help keep your account and investments safe.
Your peace of mind matters. We take security seriously and are committed to maintaining a safe, trustworthy platform where you can invest with confidence.
Regulated by the FCA
InvestEngine (UK) Limited is authorised and regulated by the Financial Conduct Authority (FCA) — the UK’s financial services regulator. This means we meet strict requirements for how we manage your money and operate as a business.
You can verify our registration via the FCA’s Firm Checker website, our reference number is 801128.
Covered by the FSCS
We’re a member of the Financial Services Compensation Scheme (FSCS). This means that eligible clients are protected up to £85,000 if InvestEngine were to go out of business.
It’s important to note that this protection applies to cash held in your account — investments are not covered for market losses, as the nature of investments means their value can go down as well as up.
Your money is safeguarded
We never mix your money with our own. Client funds are held in segregated accounts at trusted UK banks and custodians. That means your money remains your own, even in the unlikely event something happened to us.
Data Security
- Your personal data is stored securely and handled in line with data protection regulations (GDPR).
- Our platform uses TLS encryption to protect your information when you log in or carry out transactions.
- We actively monitor our systems and regularly test for vulnerabilities to keep your data safe.
You’re in control
We also give you tools to protect your account:
- Two‑factor authentication (2FA)
- Secure account recovery
- Immediate access to support if something doesn’t look right
Read more about the different protections on your accounts.
Your trust matters to us. We’re continually investing in technology, people, and processes to make sure InvestEngine remains a safe and secure place to grow your money.
Ready to invest?
Let’s build your portfolio, the powerfully simple way.
With investing, your capital is at risk.
ETF costs apply.
